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Retail finance

Find answers to our most frequently asked questions.

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  • What is Zopa retail finance?
  • I’m experiencing an issue with my application, what should I do?
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  • Why was my application declined?
  • Who can apply for retail finance with Zopa?
  • How do I apply for retail finance with Zopa?
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  • I’m experiencing an issue with my order
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  • Can I end my agreement?
  • How do I cancel a continuous payment authority (CPA) from my debit card?
  • What happens if I miss a payment?
  • Why has my payment failed?
  • Can I make an extra payment?
  • Can I update my payment details?
  • How do I make a payment?
  • I'm struggling with my repayments. What should I do?
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Zopa Bank Limited is authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority, and entered on the Financial Services Register (800542). Zopa Bank Limited (10627575) is incorporated in England & Wales and has its registered office at: Zopa Bank, Level 12, 20 Water Street, Canary Wharf, London E14 5GX.

© Zopa Bank Limited 2025 All rights reserved. 'Zopa' is a trademark of Zopa Bank Limited.

Zopa is a member of Cifas - the UK's leading anti-fraud association, and we are registered with the Office of the Information Commissioner (ZA275984).


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