Who can apply for retail finance with Zopa?

watch_laterUpdated 16 days ago

As a responsible lender, we take several things into account to help us decide if we can offer you retail finance. You'll need to:

  • verify your identity

  • be at least 18  years old

  • be a UK resident with at least 2 years of address history

  • be able to afford the loan (in relation to your income and outgoings)

  • have a valid UK debit card

  • have a valid UK mobile number

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