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Find answers to our most frequently asked questions.

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Top FAQs chevron_right
Car finance – getting started chevron_right
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Top FAQs

Is my car finance with Zopa impacted by the FCA’s review?
What is hire purchase finance?
What's the difference between an unsecured car loan, hire purchase and personal contract purchase car finance?
Does Hire Purchase finance cover all cars?
How soon could I be driving away in my new car?

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Zopa Bank Limited is authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority, and entered on the Financial Services Register (800542). Zopa Bank Limited (10627575) is incorporated in England & Wales and has its registered office at: 1st Floor, Cottons Centre, Tooley Street, London, SE1 2QG.

© Zopa Bank Limited 2025 All rights reserved. 'Zopa' is a trademark of Zopa Bank Limited.

Zopa is a member of Cifas - the UK's leading anti-fraud association, and we are registered with the Office of the Information Commissioner (ZA275984).