Can I withdraw money from my Regular Saver pot during the term?

Yes, you can withdraw money from your Regular Saver pot anytime. You can also withdraw and replace money within the same monthly allowance period. However, if you withdraw more than £300 in a month, you’ll still only be able to deposit up to £300 that month. 

For example, if you have £1,000 in your Regular Saver pot and withdraw £500 in a month, you’ll only be able to replace up to £300 that month. This means you’ll have £800 left in your Regular Saver pot.

Please note that as of 22 September 2026, Regular Saver pots will no longer be available to open. If you already have one, it'll carry on until the end of its term, and you can keep paying in and earning interest as usual until then.