What's a Smart Savings Hub?

The Smart Savings Hub is your one-stop shop for app-based savings at Zopa. It lets you keep track of your Smart Saver and Smart ISA pots in one place.  

You’ll find your Smart Savings Hub on the Zopa app home page. Just to let you know, our Fixed Term Savings accounts are currently available through the Zopa website only, so you won’t see them in your Smart Savings Hub.  

Within your Smart Savings Hub, you’ll be able to apply for a Smart Saver account, where you can open Access anytime and Boosted interest pots. Once you’ve opened a Smart Saver account, you’ll also be able to open a Smart ISA. Find out how to do this here.

What’s the maximum amount I can save within the Smart Savings Hub?

You can open one Smart Saver and Smart ISA account per person, and deposit up to a maximum of £250,000. This maximum balance is spread across your Smart Saver and Smart ISA pots. You can have a maximum of 20 pots.

Any money held in a Zopa bank account or savings account is protected up to £120,000 by the Financial Services Compensation Scheme (FSCS).