What’s a Regular Saver pot and how do I open one?

As of 25th August 2026, Regular Saver pots are no longer available to open. If you don't already have one, you won't be able to set one up – but you can still open other savings pots in the Zopa app to keep your money organised around your goals.

If you already have a Regular Saver pot, nothing changes for now. It'll carry on until the end of its term, and you can keep paying in and earning interest as usual until then.

How your Regular Saver pot works

A Regular Saver pot is a savings pot that's exclusive to customers with a Biscuit bank account. It lives in the 'Save & Invest' tab and pays a higher rate of interest on deposits of up to £300 a month. You can check the rate you're earning any time in the Zopa app. Interest is calculated daily and paid into your pot once a month, so as your balance grows each month, your interest payments grow with it.

Unless we've told you otherwise, your Regular Saver pot has a 6-month term. When the term ends, your money moves to an Easy Access pot, where it'll earn the Easy Access rate available at that time.

Because Regular Saver pots are no longer available to open, you won't be able to open a new one once yours ends.

Is the rate guaranteed?

Unless we've told you otherwise, the rate on your Regular Saver pot is variable, which means it can go up or down. We usually review it when the Bank of England base rate changes, and we'll always let you know if we make any changes.