Is investing risky?

Yes – all investments come with some level of risk. 

While savings are guaranteed to go up, investments can go up or down – so there’s a risk that you might get less money back than you put in. The key is choosing a level of risk you’re comfortable with and investing for the long term. Keeping your money invested for at least 5 years gives it time to ride out short term ups and downs. Over this timeframe, it often outperforms saving.