How much does it cost to invest with Zopa?

You’ll pay just 0.54% a year. This percentage is applied to your total investment balance.

If you don’t have any investments with us, you won’t be charged any fees. You also won’t pay anything on any savings you have with us.

The 0.54% fee is made up of: 

• 0.14% for Invesco – for managing your investment fund 

• 0.40% for Zopa – for providing the investment platform and service 

This works out to around 45p a month on a balance of £1,000 (ignoring returns or withdrawals).  

There’s no Zopa fee (0.40%) for your first three months. 

There are no added fees for buying or selling investments.

How fees are taken 

• Invesco’s fee is built into your fund – so you won’t see it as a separate charge. 

• Zopa’s fee is calculated daily and taken from your account once a month by selling a small portion of your investments. You’ll see Zopa’s fee in your transactions.