​​How long does it take to open a Biscuit bank account?

Most people are fully set up in minutes. Occasionally, we need extra time to verify your identity or run additional checks, which can take up to 2 working days – but that's the exception rather than the norm.

The most common reason things take longer is an issue with ID verification, like a blurry photo or a document we can't accept. If your verification hasn't gone through, see our guide on what to do if your ID verification failed.

You can check where your application stands at any time in the Zopa app – see What's the status of my Zopa bank account application? for more on this.