How do I apply for a Zopa loan?

You can apply in a few minutes in the app or on our website. There’s no paperwork to send through the post and where possible, we’ll give you an instant decision online.

How to apply in 3 simple steps:

1. Choose how much to borrow and for how long

We offer personal loans from £1,000 to £50,000 over 1 to 7 years.

2. See your personalised rates in 3 minutes

Just fill in our simple form to tell us a few details about you and your circumstances. Don't worry, this won't affect your credit score.

3. Apply online and, if approved, you should get the money within 2 hours.

If we need you to provide proof of your identity, income or bank account, it may take a few days to make our final decision, but it's simple to send us any documents online. If it’s a ‘yes’ from us, we’ll send the money within 2 hours after your loan’s approved.