How do cashback bank accounts work?

With Biscuit from Zopa, you can choose to earn 3% cashback on Direct Debits paid from your Biscuit bank account, or 3% cashback on up to £150 of restaurant, takeaway and food delivery spending each month.

Direct Debits cashback

Any Direct Debit payment is eligible, up to £150 each month. We work out cashback daily and pay it automatically into your account monthly. Once you’ve hit £150 a month in Direct Debits, you won’t earn any more cashback until your allowance resets, which happens each month on the date you opened your account.

Eating out cashback

Get 3% cashback on eating out, on a monthly amount of up to £150 spent at restaurants, lunch places, takeaway, delivery (does not include pubs). Cashback is paid monthly.