Do I need a minimum pay-in or balance to use my Biscuit current account benefits?

No. There's no minimum amount you need to pay in each month, no minimum balance to keep, and no monthly account fee. You don't need to make a minimum number of card payments or transfers to keep your account open or to earn cashback.

If you choose cashback on Direct Debits as your benefit, you'll get 3% cashback on up to £150 of Direct Debits each month.

If you choose cashback on eating out as your benefit, you can earn cashback at over 17,000 UK restaurants, fast food chains and bakeries.

Any money you hold in your account will earn interest — either 1% AER* (1% gross**) variable, or 2.75% AER* (2.72% gross**) variable if you choose Extra Balance Interest as your benefit.

Some Biscuit benefits have their own eligibility requirements. Check the relevant benefit FAQ for more details.