Turn more enquiries into sales
In auto retail, finance often decides the sale. Zopa helps more customers get approved quickly, so you can complete more sales.
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Approve more customers
More approvals mean more deals - and fewer lost at the point of sale. With Auto Finance, 99% of customers receive an application within 10 seconds*.
Prime and near prime lending
Higher approval rates across a wider customer base
Soft search pre-approval with no impact on credit score
*Percentage of customers who are approved for finance.
Make more deals work financially
Approval is one thing – affordability is what gets the deal over the line.
PCP with up to 95% GFV for lower monthly payments
Lending up to £50,000 on used vehicles
HP available on vehicles up to 11 years old
Up to 120% LTV to support higher value purchases
Keep deals moving forward
Momentum matters – and delays cost you sales.
Simple application process for customers
No unnecessary steps or bottlenecks
Works with your existing F&I setup
Built for how dealers sell
Finance should support the sale, not slow it down.
Fits into your existing sales process
Works online and in the dealership
Simple for sales teams to use without specialist knowledge
How does Auto finance work?
Simple to run – easy for your customers
Approve more customers and convert more enquiries into sales
Reduce delays with real time decisions and quick payout
Structure finance that works – without overreliance on promotional pricing
Simplify the process so your team can focus on selling
Why more dealers choose Zopa
Built to help your team get more deals over the line.
Let your team focus on selling – not finance admin
Zopa Auto Finance takes care of underwriting so your team doesn’t have to second guess decisions or manage complexity.
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