What is a current account?

A current account is a personal bank account designed for everyday money management – receiving your salary, paying bills, setting up direct debits and standing orders, and making purchases with a debit card. Unlike savings accounts, current accounts are built for regular use with no restrictions on transactions. Biscuit is Zopa Bank's free UK current account, offering interest on your balance, cashback on direct debits, and access to a high interest Regular Saver pot.

Learn more about the different types of current accounts.